“
Finally, an app that actually understands what STR owners need for taxes. Saved me hours of spreadsheet headaches.
S
Sarah M.
3 properties · Asheville, NC
The tax break most STR hosts miss
There's a massive tax break
hiding in your short-term rental.
Materially participate in your rental and the IRS lets depreciation offset your other income, even your day job. The catch is proving your hours. That's what the STR Loophole app does.
Audit-ready hour logs in under two minutes · every entry timestamped
45 min logged
Voice entry saved
123 Main St
87 of 100 hrs
Built for the short-term rental ecosystem
Hospitable
Minoan
Airbnb
VRBO
Booking.com
The Problem
The STR Loophole could save you five figures. But only if you can prove every hour.
Materially participate in your short-term rental and the IRS treats it as active, not passive — so accelerated depreciation can offset your other income. Miss the hour threshold, or show up to an audit without proof? You lose the deduction.
$50,000
Average year-1 tax savings
100 hrs
Minimum to materially participate
7 days
Average rental test threshold
Eligibility & Material Participation
Will you qualify for the STR Loophole?
The STR Loophole comes down to two things: how long guests stay, and whether you meet the Material Participation tests in IRS Publication 925. Find out where you stand in thirty seconds.
30-second quiz
Average stay & Material Participation check
Two questions decide it — the average-stay rule and the IRS Publication 925 Material Participation tests. Pick what fits your plan for this year.
How long do guests typically stay?
How many hours will you put in this year?
Your result
Answer two questions to see if you’re on track.
The STR Loophole turns on two things: an average guest stay of 7 nights or fewer, and meeting one of the Material Participation tests defined in IRS Publication 925 this year. Pick your answers on the left.
See how the app helpsMaterial Participation tests per IRS Publication 925. Educational estimate, not tax advice. Confirm eligibility with your CPA.
Live calculator
What could the loophole save you?
Move the sliders. We'll estimate your year-one tax savings assuming a cost-seg study unlocks ~27% bonus depreciation.
Household income$285,000
STR purchase price$550,000
Marginal tax bracket32%
Year-one tax savings
$47,520
≈ $3,960/month back in your pocket
Accelerated depreciation$148,500
Offsets W-2 income$148,500
Required to qualify100 hrs material participation
Estimate only. Consult your CPA. Doesn't constitute tax advice.
How It Works
Qualify in three quiet steps
01
Add your properties
Set up each STR with its hour target — 100 or 500. We pre-fill safe-harbor logic from your IRS classification.
02
Log hours instantly
Voice memos, quick-tap activity tiles, manual entries, or auto-capture from your PMS. Whichever's fastest while you're working.
03
Export at tax time
Generate a CPA-ready PDF broken down by property, activity, and date. Every entry has a timestamped audit trail.
Inside the App
Designed for one-handed taps between guests
Progress dashboard
Hours and target, per property.
Voice logging
Say it. We file it.
Per-property tracking
Each STR toward its own threshold.
Calendar sync
PMS, iCal, AirDNA.
Features
Built for STR owners who want the deduction
Voice logging
Say 'spent 30 minutes on guest messages.' We file it under the right property and activity.
Per-property tracking
Material participation is tested per property. We track each one toward its own target.
100 or 500 hours
Standard test or safe harbor — pick your threshold and we track to it.
Spouse & third-party hours
Add your spouse so their hours count. Track cleaners, maintenance, PMs, and co-hosts to prove “more than anyone else.”
CPA-ready exports
PDF reports that satisfy contemporaneous documentation under §1.469-5T(f)(4).
Live
PMS sync
Auto-capture every guest message and inquiry as a logged hour. Airbnb, Vrbo, and iCal too.
Read the launch post →The April Handoff
Hand your CPA a report they'll thank you for.
One tap exports a PDF your CPA can drop straight into your return. Per-entry timestamps, voice transcripts, and source calendar links are already organized the way §1.469-5T(f)(4) describes. No spreadsheet cleanup, no follow-up emails, no scrambling if the IRS ever asks.
- Per-property hour summary by activity
- Timestamped entries with edit history
- Voice transcripts attached as evidence
- Spouse & third-party hour breakdowns
Testimonials
Trusted by STR owners
“
The PMS sync alone saves me hours. Bookings and turnovers flow straight in, so I'm not rebuilding my hour log from scratch every week.
M
Michael R.
5 properties · Destin, FL
“
My CPA was genuinely impressed with the reports. Way better documentation than my old system.
D
David L.CPA verified
2 properties · Boone, NC
Learn the Loophole
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